Podcast & Blog

Understanding Preferred Equities: The Overlooked Asset Class In the world of investments, preferred equities often get overshadowed by their more popular cousins: common stocks and bonds. However, this hybrid asset class deserves more attention, especially for income-focused investors seeking tax advantages and relative stability. Unlike common stocks or traditional bonds,

Risk is one of the most misunderstood concepts in investing. As financial professionals, we often witness how people equate risk with volatility or the potential for loss. But the truth about risk is far more nuanced and philosophical than most people realize. The fundamental principle we need to understand is

Investment advice is everywhere these days, particularly on social media. You’ve likely seen posts asking, “If you had $50,000 to invest, where would you put it?” While seemingly harmless, these questions reveal a fundamental misunderstanding of how personal finance actually works. The reality is that there’s no universal “best investment”

The journey from McDonald’s crew member to owning 18 franchise locations reveals profound insights into successful business ownership and wealth building. Mark, a veteran who served in Iraq, shares his remarkable path from humble beginnings to becoming a multi-unit franchise owner, highlighting that success requires both strategic planning and personal

Bitcoin has captured the imagination of investors worldwide, with its price recently experiencing significant gains. However, a deeper examination of Bitcoin’s fundamental structure reveals concerning implications for economic equality and long-term sustainability. This analysis explores why Bitcoin’s celebrated scarcity might actually be its greatest flaw. To understand Bitcoin’s limitations, we

The Evolving Nature of Money: Why Bitcoin Matters Throughout human history, our concept of money has continuously evolved. From trading seashells and spices to the gold standard and fiat currencies, each advancement in monetary technology has aimed to solve specific problems of its time. Today, we find ourselves at another

Insurance plays a pivotal role in our financial lives, yet it remains one of the least exciting topics for most people. At Ducharme Wealth Management, we dedicate an entire quarter of our annual planning cycle to reviewing insurance policies with our clients. This systematic approach ensures that insurance coverage is

Life insurance – a topic that often generates more confusion than clarity. Many financial influencers on social media platforms like TikTok promote life insurance as a pathway to wealth, promising great returns and protection against market losses. However, this messaging can be dangerously misleading, potentially causing financial distress rather than

Hedge funds have long been shrouded in mystery for most everyday investors. Traditionally the domain of institutional investors like sovereign wealth funds, university endowments, and pension funds, these sophisticated investment vehicles have remained largely inaccessible to Main Street. But what exactly are hedge funds, and why do large institutional investors

The investment world has undergone a seismic shift over the past decade, with passive investing strategies dominating capital flows and reshaping market dynamics. This transformation has created both challenges and opportunities that savvy investors should understand to navigate the current landscape effectively. Passive investing, while bringing many benefits like lower